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YOUR PRIVACY IS
OUR CONCERN
We recognize the
importance of
protecting your
personal
information. We
collect and retain
information about
you to communicate
with you, to process
your requests for
products and
services, and to
inform you about
other financial
services that may be
of interest to you.
Except as explained
here in our Privacy
Policy, we do not
sell nonpublic
personal information
about current or
former customers,
nor do we share this
type of information
with anyone other
than our affiliates.
The examples in this
Privacy Policy are
illustrative only
and are not intended
to be exclusive.
INFORMATION WE
COLLECT
We collect the
following types of
public and nonpublic
personal information
about you:
-
Information
obtained from you
on applications
and other forms,
and from other
sources used to
process your
request for one or
more of our
products or
services (e.g.,
your name,
address,
employment
history, income,
credit balances,
property insurance
coverage and other
representations
made by you).
-
Information
arising from your
transactions with
us, our affiliates
or others (e.g.,
your payment
history, account
balance and other
transactional
information).
-
Information
obtained from
consumer
credit-reporting
agencies (e.g.,
your credit
history and
creditworthiness)
WHO WE SHARE YOUR
INFORMATION WITH AND
WHY
Except as discussed
herein, we will only
share nonpublic
personal information
about you with
nonaffiliated third
parties as permitted
by law or with your
consent. We may
disclose all of the
information we
collect, as
described above, to
companies that
perform marketing
services on our
behalf or to other
financial
institutions with
whom we have joint
marketing
arrangements.
SHARING
INFORMATION WITH
AFFILIATES
To provide you with
superior service,
inform you of
product and service
opportunities that
may be of interest
to you, and for
other business
purposes, we may
disclose all of the
information we
collect, as
described above, to
the following types
of affiliated
companies: financial
service providers,
such as mortgage and
life insurance
agencies, title
service companies
and auto finance
companies. An
"affiliated company"
or "affiliate" is a
company that we own
or control, or that
is commonly owned or
controlled by our
parent holding
company.
OUR FORMER
CUSTOMERS
We treat information
about our former
customers in the
same manner as we
treat information
about our current
customers.
CONFIDENTIALITY
AND SECURITY
We restrict access
to nonpublic
personal information
about you to those
employees who need
to know that
information to
provide products or
services to you. We
maintain physical,
electronic and
procedural
safeguards that
comply with federal
standards to guard
your nonpublic
personal information
against unauthorized
access or use.
Maintaining the
accuracy of your
information is a
shared
responsibility. We
maintain the
integrity of the
information you
provide us and will
update your records
when you notify us
of a change. Please
contact us at the
address or phone
number listed below
when information
concerning you
changes.
UPDATES TO OUR
PRIVACY POLICY
As long as you
remain a customer,
we will provide you
with an annual
notice of this
policy. We will
provide notice of
any revised policy
to current customers
and those consumers
whose nonpublic
personal information
we share as
described above. We
reserve the right to
change this policy
at any time. |
